Personal Savings
Earn interest with our Personal Savings or Premier Money Fund. OSB Personal Saving accounts all have these great benefits:
- Free online banking
- Free online bill pay
- Free eStatements
- Free Mobile Banking
- Free Mobile Deposit†
- Free ATM transactions anywhere
| Young Savers Limited to members under the age of 18 | Savings | The Money Market | |
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| Minimum Opening Deposit | $10 | $25 | $2,500 |
| Monthly Service Charge | None | None | $15; waived with minimum average daily balance of $2,500 each statement cycle |
| Free Online Banking and Billpay |  |
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| Free eStatements | |
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| Free Mobile Banking | |
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| Free Paper Statements | |
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| No Foreign ATM Transaction Fee** | |
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| Number of Transactions Per Month | Maximum two (2) transactions; $2 per additional item | Maximum two (2) transactions; $2 per additional item | Maximum six (6) transactions; $15 per additional item |
| Interest Earned on Account | 2.52% APY* | 0.50% APY* | Tiered Rates; see additional information below*** |
| Minimum Balance for Interest to be Earned | N/A | N/A | N/A |
| Free Mobile Banking | |
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*APY = Annual Percentage Yield. Rates may change after account is opened- subject to management's discretion. Fees may reduce earnings.
**Surcharge may be assessed by ATM owner.
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***Balances |
<$2,500 >$2,500 >$25,000 >$100,000 >$250,000 |
APY |
0.00% 0.75% 1.26% 1.76% 2.02% |
†Upon qualification
