Personal Savings | Prism Bank

Experience great benefits:

Banking your way

With free online banking and bill pay, you can access your money whenever you need to.

Supporting businesses

We know life moves fast. With free mobile banking†/deposits, paper statements, and eStatements, we provide responsive solutions tailored to you.

See banking in a new light

We understand the broad spectrum of our customers and industries—that’s why we have no foreign ATM transaction fees*.

Our Offerings

Young Savers

Start saving early with our account for children under 18.

Minimum Opening Deposit: $10
No Monthly Service Charge
1.75% APY

Savings

Save for life's little emergencies with our traditional savings account.

Minimum Opening Deposit: $25
No Monthly Service Charge
1.50% APY

The Money Market

The more you save, the more you earn.

Minimum Opening Deposit: $2500
Monthly Service Charge**: $15
Tiered Interest Rates***

†Upon qualification
*Surcharge may be assessed by ATM owner
**Waived with minimum average daily balance of $2,500 each statement cycle
***$2,500-$24,999.99: 1.50%
$25,000-$99,999.99: 2.05%
$100,000-$249,999.99: 2.65%
$250,000-$499,999.99: 2.85%
$500,000+: 3.05%

Premium Money Market - Minimum opening balance of $500,000
$500,000-$999,999.99: 3.75%
$1,000,000+: 4.00%

APY = Annual Percentage Yield. Rates may change after account is opened, subject to management’s discretion. Fees may reduce earnings. A minimum balance of $2,500 is required to receive the APY on money market accounts. Young Savers account holders must be under 18. For Premium Money Market for balances below $500,000 the APY will be 1.01%. Yield valid as of 4/21/2023.

See banking in a new light.