Personal Savings

Earn interest with our Personal Savings or Premier Money Fund. OSB Personal Saving accounts all have these great benefits:
  • Free online banking
  • Free online bill pay
  • Free eStatements
  • Free Mobile Banking
  • Free Mobile Deposit†
  • Free ATM transactions anywhere
  Personal SavingsPremier Money Fund (MMDA)Money Market Bundle
Minimum Opening Deposit $200 $2,500 $2,500
Monthly Service Charge None $15; waived with minimum average daily balance of $2,500 each statement cycle $15; waived with minimum average daily balance of $2,500 each statement cycle
Free Online Banking and Billpay
Free eStatements
Free Mobile Banking
Free Paper Statements
No Foreign ATM Transaction Fee**
Number of Transactions Per Month Maximum six (6) transactions; $2 per additional item Maximum six (6) transactions; $15 per additional item Maximum six (6) transactions; excess $15 per item
Interest Earned on Account 0.35% APY* 0.48% APY* 1.00% APY* with a checking account and 3 of the following services: online banking, eStatements, debit card, mobile banking, direct deposit, mobile deposit, loan
Minimum Balance for Interest to be Earned $200 $2,500 $2,500
Free Mobile Banking

*APY = Annual Percentage Yield. Rates may change after account is opened- subject to management's discretion. Fees may reduce earnings.
**Surcharge may be assessed by ATM owner.
†Upon qualification

Contact us today for more information.

Customer Care:  405-260-2265

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