OSB provides the best checking options for you. All of our checking accounts provide unique benefits based on each person's needs and preferences. With a low minimum deposit, the ability to earn interest and waived service fees, we have the right checking account for you.
OSB Personal Checking accounts all have these great benefits:
- Free online banking
- Free online bill pay
- Free eStatements
- Free Mobile Banking
- Free Mobile Deposit†
- Free ATM transactions anywhere
- Variety of debit card options
|Green Checking||OSB Checking||Legacy Checking||Interest Checking|
|Minimum Opening Deposit||$200||$200||$200||$200|
|Monthly Service Charge||$5; waived with eStatements||$5||$5; waived with eStatements Limit 2 per household. Available to consumer accounts only.||$10; waived with minimum average daily balance of $1,000 each statement cycle.|
|Free Online Banking and Billpay|
|Free Mobile Banking|
|Free Paper Statements|
|Free First Order of Checks**|
|No Foreign ATM Transaction Fee***|
|Number of Transactions Per Month||Unlimited||Unlimited||Unlimited||Unlimited|
|Unlmited Check Writing|
|Interest Earned on Account||0.05% APY* when qualifications are not met. 2.15% APY* for balances up to $25,000. 0.25% APY* Bal over $25,000. Qualifications are 12 POS transactions posted per month + 1 recurring ACH Debit or Credit each month.||0.20% APY* for balances up to $2500. 0.40% APY* for balances over $2500.|
|Minimum Balance for Interest to be Earned||Tiered Interest|
*APY = Annual Percentage Yield. Rates may change after account is opened- subject to management's discretion. Fees may reduce earnings.
**OSB Checks - Basic Wallet Checks.
***Surcharge may be assessed by ATM owner.